waa maxay credit card?
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waxaan rajenaya ina jawaabta heshay
Kaarka deynta credit card waa bac ama bir dhuuban oo afar xagal ah oo ay soo saarto bangi ama shirkad adeeg maaliyadeed taasoo u ogalaata dadka haysta kaadhka inay lacag ka amaahdaan si ay alaabta iyo adeegyada uga bixiyaan baayacmushtarka qaata kaararka lacag bixinta. credit card waa kaarka lacag bixinta ee la siiyo isticmaaleyaasha (kaar haystayaasha) si ay awood ugu siiso kaarka haystaha inuu ku bixiyo baayacmushtarka alaabada iyo adeegyada iyadoo lagu saleynayo deynta urursan ee kaarka haysta (tusaale ahaan, ballan qaad bixiyaha inuu bixiyo qaddarka iyo kharashyada kale ee lagu heshiiyay (sida caadiga ah bangiga ama ururka amaahda) wuxuu sameeyaa xisaab wareeg ah oo wuxuu siinayaa khad deyn ah qofka kaarka haysta, kaas oo kaarka haystaha uu ka amaahan karo lacag si uu u bixiyo ganacsade ama lacag caddaan ah. Waxaa jira laba kooxood oo kaararka deynta: kaararka deynta macaamiisha iyo kaararka deynta ganacsiga.