financial stability
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Financial stability refers to the ability of an individual, household, or economy to manage and withstand financial shocks and uncertainty. It involves having a solid financial foundation, with enough income, savings, and assets to cover expenses and emergencies, as well as a plan for managing debt and investing for the future. Financial stability also involves maintaining a balanced budget, avoiding excessive debt, and building a cushion of savings that can be tapped in times of need. Achieving financial stability can provide peace of mind and reduce stress, as well as improve one’s overall quality of life. It requires careful planning, discipline, and the ability to adapt to changing circumstances, including economic conditions and personal goals and priorities.